Find Health and Life Insurance

If you are an insurance agent, chances are that you already know about buying auto insurance leads online.  But did you know that you can also buy life and health insurance?

As an insurance agent, you know the great value of finding quality leads.  Like any good agent, I'm sure that you follow up on any and every lead as soon as you possibly can.  This is the best way of continuing and growing sales and it is vital that you follow every insurance lead if you want to maintain a health business.  Regardless of your methods (cold calls, newspaperr ads, trade shows, word of mouth leads), there will come a time when you are sitting around with absolutley no new leads.

The next time you find yourself in this situation, you should consider buying health insurance leads and life insurance leads online.  Insurance lead providers specialize in finding you people that want to buy.  Everyday, new people will go online to find cheaper quotes for their health insurance and life insurance.  Many of the sites that they come across will be in the form of a lead submission form.  When they enter their contact info and submit the webpage, their info will be sent to the lead  provider.  The provider will then sell these leads to you, the insurance agent.

These people specialize in finding fresh, accurate leads, so you don't have to worry about where your next sale is going to come from.  You simply have to sign up for you leads and you can buy leads in any quantity that you choose.  Some providers even offer free bonus leads when you first sign up.

Make sure to shop around for the best insurance lead provider.  Some will sell general leads, while other sell leads for specific insurance types.  Some will even give you a preview of the potential lead, so that you can choose which leads to buy.  Hometown Quotes is a great lead provider because they offer you a personal account representative and they only offer highly targeted leads.  If you are looking for health and life insurance leads, then give them a try.

Health Insurance Made Easy

Health insurance has become the issue of the moment in South Carolina and across the country. More small businesses are increasingly unable to provide cheap health insurance plans to their employees because of the rising cost and the lack of federal and state legislation that would allow small businesses to purchase cheap medical insurance in pools. In the meantime South Carolina and other states are looking to cut the costs of the Medicare and Medicaid health insurance programs for the elderly and the poor. However, more affordable forms of health insurance plans are available as some private companies are experimenting with a new variation of cheap health insurance known as health discount plans. In the article that follows we'll explain the various aspects of cheap health insurance in South Carolina and how to find a plan that works for you.

Health Care Costs due to Managed Health Care

The current health care system in America is inaccessible to approximately 47 million poor and lower middle class people. In order to address the growing health care insurance crisis in the U.S. that resulted in health care cost growth in the 1970s and 1980s, health maintenance organizations (HMOs) sprung up. These were initially as non-profit groups designed to separate unnecessary tests and treatments from those that the patient required in an effort to keep costs down. Managed care organizations began screening requested procedures by physicians to pre-authorize what the HMO would or would not cover. However, the number of people who are the riskiest to insure-diabetics, cancer, etc.-continues to rise. Many South Carolina managed care industry experts say the cost of cheap health insurance is still high because of the existing pool of insured people who use the health care system more than an average amount.


The other battle that is ongoing in South Carolina involves the health insurance companies and hospitals, the latter which cannot turn anyone away from care by law. However, as the number of South Carolinians who cannot afford health insurance increases, hospital emergency rooms are handling the majority of the load. More people have to turn to hospitals as their primary health care givers given a lack of adequate or non-existant health insurance coverage.